Health Reform Now - Money saving tips for everyone

There's 3 things I have learned about saving money through the school of hard knocks.

1. If you have health insurance... ask how much the prescription you are buying is without insurance. Some drugs cost less to buy with cash than your copay. I learned this lesson the hard way when I called my local pharmacy to check on the price of a prescription for a friend who got hurt. I was expecting an $80-90 cost. For 100 Vicodin, it was $10. My copay is $20 on ALL prescriptions. That's some shenanigans. The same goes for doctors visits. Ask them if they offer you a discount for paying in cash.
   
2. Sign up for a United Networks of America Prescription card. It's free, you don't even have to give them your email address, and if paying cash for your prescriptions, it can save you up to 70%. If you don't have insurance, this could save you a lot of money. United Networks of America
   
3. If you smoke, quit. At 5 dollars a pack, if you smoke a pack a day, that's $150/month on cigarettes. How much do you pay for your prescriptions for your seasonal bronchitis or allergy medications?